Now I would like to return to the subject of Islamic banking. It is not only about rejecting riba, usury or interest. Islamic banking is also about obeying the Islamic ethnical code in the market. In banking, there should be qard alhassan - ie, good loans. Not only should it be usury free but there should not be hidden costs or gambling involved. I am not suggesting that Islamic banking should replace the current banking system. But I would like to suggest there be more resort to Islamic banking systems and principles in order to prevent greed and abuses from taking over. Islamic banking should stay free from gambling and speculation, from the invention of financial products and unlimited freedom to create money and leveraging, which have all contributed to the downfall of the riba-based financial system. Islamic banking and the wealth of the Muslims will cause the rest of the world to link up with Muslim countries. Muslims will feel comfortable doing business without going against the injunctions of Islam. Provided that the abuses of the riba banks are avoided, there will not be the periodical collapse of the Islamic financial system. We are seeing how the Islamic banks have remained unaffected by the current crisis. Inshaallah, it will remain crisis free in the future.